MAGNA Mobil

Do you have enough funds to repair your car in the event of a crash?
Are you ready to buy a replacement car if your car is lost or badly damaged in an accident?
Do you want to feel comfortable when there are demands from others for your negligence while driving?

There are many risks that may occur when driving. Even though you have been careful, accidents may happen, due to the driver’s negligence or harmful actions by others.

With MAGNA Car protection, unwanted losses such as collisions or even loss of vehicles can be covered. MAGNA Car protection also covers loss or damage to the car which includes the value of the vehicle or its equipment such as Air Conditioning and audio systems, that may occur due to riots, floods, legal liability to third parties, accidents of drivers and / or passengers.

RISKS COVERED

Collision, impact, overturning, derailment off the road
Evil deeds / Harmful acts
Theft, including theft which was preceded or followed by acts of violence and was not discovered within 60 (sixty) days of the occurrence of theft
Fire, including due to lightning strikes

AREA OF WARRANTY

Comprehensive Condition

Covers the loss or damage in part or in whole to the vehicle as a result of the risks covered by the policy

Total Loss Condition

Covers the loss or damage to the vehicle as a result of the risks covered by the policy if the vehicle experiences a complete loss as a result of:

Theft
Accident or risks that is covered by the policy where the cost of repair / replacement of damage reaches or is higher than 75% of the market price of the vehicle at the time of the incident.

EXTENSION OF WARRANTY

Flood including Hurricanes
Earthquake, Tsunami, Volcanic Eruption
Riots / Commotion
Terrorism and Sabotage
Legal Liability to Third Parties
Legal Liability to Passengers
Driver and/or Passenger Personal Accident

PREMIUM RATE

Car insurance premiums are determined based on the premium rate which is multiplied by the market price of your car as the insured price. Make sure that the sum insured for your car is in accordance with the prevailing market price.